There are many public health insurance plans and options that make healthcare accessible to all South Carolina residents. These services are provided through the U.S. federal government or South Carolina Medicaid and Medicare programs. These public health insurance programs are available to you in the event that you do not want to enroll in private health insurance or are unable to afford other health insurance options.
Click on an area below to be taken to more detailed pages about Obamacare (the Affordable Care Act), Medicaid, or Medicare programs, plans, options, and FAQs.
ObamaCare, The Affordable Care Act
Obamacare, or the Affordable Care Act, refers to any healthcare insurance plan that can be purchased through the federally operated Health Insurance Marketplace. When applying for Obamacare, you may find that you also qualify for cost assistance or government subsidies.
Learn more about the Obamacare Marketplace, plans, options, and FAQs.
South Carolina Medicaid: Health Insurance For Low-Income
South Carolina Medicaid is the state-funded health insurance for low-income individuals, families, pregnant women, and those with disabilities. South Carolina opted to not expand eligibility for Medicaid upon initial review of the ACA. Even without Medicaid expansion, South Carolina has increased Medicaid enrollment by 10% in the past three years. In recent years, they have started discussions about expanding, but the changes are still a long way away. As such, individuals with no dependent children have no current options under South Carolina Medicaid and over 2,000 people have no realistic access to coverage. South Carolina is investing in their Healthy Outcomes program, however, which helps individuals that are chronically ill without insurance.
South Carolina Medicaid programs include:
- Various Waivers
Learn more about South Carolina Medicaid programs, plans, options, and FAQs.
South Carolina Medicare
Medicare is the federal health insurance for those who are 65 years of age or older, or who have a specific disability such as end-stage renal disease. If you have Medicare Part A today, you meet the requirements for qualified health coverage per the Affordable Care Act. Medicare Part B, unfortunately, does not meet this requirement, so you will need additional health insurance coverage to avoid the Affordable Care Act penalty. In 2015, 19% of South Carolina residents were enrolled in Medicare benefits.
South Carolina Medicare programs and services include:
- Original Medicare Plans - Part A (hospital insurance), Part B (medical insurance)
- Medicare Advantage Plan - Part C
- Medicare Rx Plan - Part D
Learn more about South Carolina Medicare program, plans, options, and FAQs.